Affordable Auto Financing in Murray

Welcome to the finance department at Larry H. Miller Toyota Murray. Our finance experts work with various financial institutions to get you a great deal on a new Toyota car loan or lease. 
Browse our selection of new Toyotas and pre-owned vehicles, use our handy payment calculator to estimate your monthly car payment and budget, then proceed to our finance application and get approved in seconds. Our team is here to make your car buying experience simple, pleasurable, and hassle-free. 

Special Financing from Larry H. Miller Toyota Murray

Are you a student with no credit history or have hit a rough spot and now have credit problems? If your credit score is under 610 and you require special financing, the experts in our Special Financing Center are committed to helping you into a new or used car with a customized program to fit your needs. Whether you've had multiple bankruptcies, a recent repossession, a credit delinquency on a current loan, or even a combination of these, we'll work with you to find a suitable financing option.

Easily apply for special credit financing online, and a finance expert will contact you for a one-on-one consultation to customize a financial plan and begin reestablishing your credit. We make the approval process easy with as little as $0 down, ZERO car payments for 45 days* and simple qualifying (driver's license, pay stub, proof of insurance & residence). 

At Larry H. Miller Toyota, the door to your new car is easy to open.


Janalee Johnson
General Sales Manager
(855) 449-7816

Financing Center Hours

  • Monday 9:00 am - 7:00 pm
  • Tuesday 9:00 am - 7:00 pm
  • Wednesday 9:00 am - 7:00 pm
  • Thursday 9:00 am - 7:00 pm
  • Friday 9:00 am - 7:00 pm
  • Saturday 9:00 am - 7:00 pm
  • Sunday Closed

Ask About Special Credit Financing

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Contact Information

Purchase Timeframe

*$0 Down, plus tax, title, license and dealer document fee. Down payment requirements may be waived based on vehicle selected and previous auto credit history. Subject to individual lender approval. Rates and term may vary. No Payment for 45 Days are on approved credit, subject to individual lender approval. See dealer for complete details.