Q: Why buy from Larry H. Miller Toyota Murray?
A: We have established relationships with many reputable lenders that other dealers aren't able to offer. This allows us to offer the lowest rates, best quality vehicles, and more financing options, personalized for your needs. Each lender reports to all credit bureaus so you can begin to rebuild your credit.
Q: If I have a bankruptcy, can I get approved?
Q: Can I get approved if I'm in a Chapter 13 bankruptcy?
Q: Can I finance while in a bankruptcy?
A: Absolutely. Unlike other dealers, we can get you a loan prior to your 341 meeting. You don't need to be discharged! Of course, we can still assist you if your bankruptcy has discharged.
Q: Can I get approved if I'm in a Chapter 13 bankruptcy?
A: Yes, we can help you work closely with your attorney to obtain authorization from the courts to purchase a vehicle.
Q: Do I have to keep or reaffirm on my vehicle?
A: No, now is the time to start re-establishing your credit. In most cases, when you keep your current vehicle, it will no longer report on your credit bureau. This will only delay the process or re-establishment.
Q: Can I finance while in a bankruptcy?
A: You can finance while in a bankruptcy 7 & 13. There are programs to lower your interest rate a full 2% per year.